Student Insurance

Meharry Medical College requires that all registered students have health insurance or purchase the Meharry Medical College sponsored group plan. Students must be officially enrolled in a degree program at Meharry Medical College to be eligible for the student insurance plan.  One of the following options is mandatory for all Meharry students:

  • On a parent's or spouse's health insurance policy
  • Individual, private, or group health insurance policy*
  • Group policy offered by Meharry Medical College

*The plan must meet the waiver requirements listed in the student insurance waiver information section. Please contact the Office of Student Life via email to or by phone at (615) 327-6792 if you have questions/concerns that are not addressed here.

Student Insurance Policy & Procedure

2014 - 2015 Student Insurance Benefits Guide

You will find all the need-to-know information about the Meharry Medical College Student Plan on this page. To go to a specific section, please click one of the topics below:

2014 - 2015 Student Insurance Rates
Below are the annual premium rates for the bundled health insurance package (medical, vision and dental insurance). The insurance plan year is July 1st - June 30th. One half of the annual premium is billed to your student account each semester.

All students will automatically be charged an insurance fee in both the fall and spring semesters if a waiver is not completed by the communicated deadline.

Coverage Level

Annual Premium

Semester Premium

Student Only



Student + Child(ren)



Student + Spouse



(Student, Spouse & Child(ren)



Enrollment and Waiver Forms
Student Insurance Enrollment Form
Student + Dependent Insurance Enrollment Form^
Student Insurance Waiver Form (please read important information below before completing this form).

Mandatory Life Insurance Enrollment Form
- This form needs to be completed your first year as a student. Please leave the Group Name and Group Policy No. blank on this form.

^You must also complete the Authorization to Use Title IV Funds for Other Expenses supplemental form if you elect to enroll your dependent(s) in the insurance plan. 

Continuing/returning students who wish to enroll for individual insurance will be asked to update their local mailing address in Banner Self Service on MyMMC. An enrollment form will not be required. Click HERE for instructions.

Student Insurance Waiver
Your plan must meet the following criteria to waive the student insurance.

Please note that coverage for emergency-only care in the Nashville, TN area does not satisfy the requirements to waive the student insurance.

The plan must provide in-patient care in the Nashville, TN area (including mental health care)

The plan must provide out-patient care in the Nashville, TN area (including office visits, out-patient mental health care and ancillary procedures).

The plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.

The individual (not family) deductible on the plan should not exceed $1,500 per policy year.

The plan must meet Federal Regulation Coverage requirements as outlined in the Patient Protection & Affordable Care Act of at least $100,000 in covered essential benefits per year.


Mandatory Bloodborne Pathogen Exposure Coverage

All Medical, Dental and PhD students are enrolled in the mandatory pathogen exposure/accident coverage which provides a benefit in case a student is exposed to blood or other body fluids through a needle stick or body fluid splash/spill event. This coverage is required whether you enroll in the Meharry Student Group Insurance Policy or are covered by another policy. Students who waive the Student Insurance Plan will receive a needle stick card. Those enrolled in the student insurance plan can use the insurance card provided after July 1, 2014.

Please visit the Meharry Medical College Student Insurance Intranet Insurance page for the claim form, policy holder number, agent name, etc.

Maximum Benefit





$12 per year


Student Assistance Program (SAP)

The Student Assistance Program is offered through New Directions Behavioral Health. They offer counseling for a wide variety of every day or unexpected concerns such as stress, depression, relationships, parenting, substance abuse, grief and loss, and financial issues to name a few. Counselors are professionals with a master's degree and a state license.

Assistance is available 24 hours a day, 7 days a week by calling 1-800-624-5544. You can also visit their website at for more information.


2014 - 201 Benefit Highlight Sheets

United Healthcare Vision Insurance Summary and Providers
Delta Dental of Tennessee Dental Insurance Summary

Student Long-Term Disability and Life Insurance Information

Please Visit the Meharry Medical College Student Insurance Intranet webpage for information on these policies. The Policy number and certificate links are on the page.

Insurance Providers Contact Information
Policy Period July 1, 2014 - June 30, 2015

United HealthCare Student Resources (Medical Coverage Provider)

Delta Dental of Tennessee

  • Claims inquiries, benefit information and pre-certification: 1-800-223-3104
  • Access account information online:, Individuals Tab, Consumer Toolkit
  • Instructions for accessing the Consumer Toolkit

New Directions Behavioral Health - Student Assistance Program

  • 24/7 Assistance by calling 1-800-624-5544
  • You can also visit their website at

Students with Disabilities Policy Statement

Meharry Medical College is committed to the provisions of the Rehabilitation Act of 1973 and Americans with Disabilities Act in creating an inclusive community for students with disabilities. Students seeking accommodations for any type of disability are encouraged to contact the Office of Student Affairs in their respective school. Services include, but are not limited to, extended time for testing, assistance with locating sign language interpreters, audiotaped textbooks, physical adaptations, note-takers, and reading services. Accommodations are tailored to meet the needs of each student with a documented disability. Specific concerns pertaining to services for people with disabilities or any disability issue should be directed to the ADA coordinator, Jacqueline "Dee" Gardner via email at, phone (615) 327-6760 or in person, Lyttle Hall, Room 306.

Healthcare Services at Meharry Medical College

Visit Student Health Services website
Visit Counseling Services website
Visit Nashville General Hospital at Meharry Medical College's website